Okay, so go to Layouts and click on a new one. Then, for the pic, go to page and put the >http://cf2.polyvoreimg.com/thing.12558312.l.jpg in Background image URL. Then, to position it, put in vertical position top, horizontal position right, and repeat vertical. Then, 669966 for backgroud color. Then, click on Story Title There, make the color for the title 330000. Then, got to Chapter Title, and put 006633 as the color. After that, go to Story Content and put 330000 as your color. And that should be it. I tried keeping the colors close to the ones in the banner. If they aren't, try playing around with them. Also, the banner, I usually just put it at the top when I'm adding a chapter with [img]the url[/img]. I don't know how to do it in the layout, and that way just seems easier. Let me know if you don't like it, and I'll see what I can do. Hope you do though! :)
I actually don't know how to do the whole code things... Haha. I just pick pics off the web and random colors. But I can make up one on mine and tell you how I did it, if that would work for you?
Ohh.. I see.. It is pretty awesome here.. There are some really good writers here too.. I usually only used to go to fanworks, but now I came here too..