Geez it's 25$ in your town. I had to go over two town to get my lip pierced and it was 45$, but luckly my mom knew the guy that did it and I got it for 30$
If you don't want to keep it, it will grow over. It's kind of like ear piercings, if you don't take care of them and keep rings in the skin grows over. I'm not sure what it looks like afterward, as I don't look that closely at my friends' faces.
If there are any costume shops around you could see if they have the fake rings. I actually have a fake lipring.There's actually a website that specializes in them, and their magnetized, so there would be no needle or hole. But $10 isn't a terrible amount of money. So I wouldn't count it as a waste if you decided not to keep the piercing.