Who cares about how "nice" the present is? It's the thought that counts. You shouldn't borrow money either. I am also lazy, and was low on cash. I spent a year giving away every penny that I got back to people to pay them back, and it's not fun at all. You are just going to have to get a job, and just get over the "I'm too lazy" thing. That's what I did.
Aha you better stop being lazy. I'm eight teen and have never had a job and there are not many places hiring at all. I mean yeah the major holidays are coming up so they are going to need help I'll be lucky if I get to an interview. You need to get a job now while you are still sixteen cause it is really tough when you turn eight teen. I was lazy too and I am paying for it now.
You shouldn't borrow money either. I am also lazy, and was low on cash. I spent a year giving away every penny that I got back to people to pay them back, and it's not fun at all.
You are just going to have to get a job, and just get over the "I'm too lazy" thing. That's what I did.