I AM SO SCREWED! - Comments

v. No problem, I've been what you're going through tons of times!

@ electric goat Ahah I will! Thank you :)

v. Great, and even when you use cash, keep a good eye on your checking! :)

@ electric goat I hope so, ahah. I just feel bad because she's really low in money right now too. I'll give her as much as I can next Thursday and work it out from there.

Awe, good! I'm just so impatient for my paycheck right now, more so than usual. I definitely will switch to cash too.

Well, your friend will understand if you tell her your situation. I suggest, once you get out of debt, switching to cash. And don't worry, I've been in worse spots than you and gotten out. :)

@ electric goat That's so true, I really should start using cash more. I have ten dollars in cash right now, but I'm saving that for just in case in these two weeks I absolutely NEED it for whatever reason.

Oh, and I forgot I owe my friend $20 from the other day. Omfg. Ahah this is such a problem.

v. I used to get them all the time, seriously, because I never kept track of my spending. I started writing it down and it got a lot better. This summer I've gone to using all cash and that's help me, too. You can't spend money you don't have if you use cash!

@ electric goat I'm so mad at myself. I constantly get overdraft fees, but I never thought it would get to potentially a $130 "debt"!

I have been there. I have been there so many times. I understand completely how you're feeling.